Financial Literacy Awareness Campaigns

Financial Literacy Awareness Campaigns in Ranga Reddy and Mahabubnagar Districts of Telangana State

Financial literacy encourages villagers to use the abundant resources available to them and the opportunities that have not yet been exploited in the local market. It also aims to protect villagers from aggressive money lenders who may exploit the borrower’s lack of financial knowledge and literacy. The project is unique because of its combination of microfinance implementation, the teaching of business management and literacy in the context of finance, and its local relevance.

Financial literacy empowers consumers, making them knowledgeable about finance in a way that is relevant to their lives and allowing them to use this knowledge to evaluate products and make informed decisions. Those who are financially literate are more likely to save and engage in safe financial products. Consumers need a certain level of financial understanding in order to evaluate and compare financial products, such as bank accounts, savings products, credit, and loan options.

Having more financially literate consumers increases the demand for and responsible use of financial services to help underpin financial market stability. There is widespread agreement that levels of financial literacy worldwide are low, especially in developing countries, and that consumers tend to overestimate their financial skills and knowledge.

Jagruthi Rural Development Society (JRDS) successfully organized and completed 15 Financial Literacy Awareness programmes villages of Bomraspet and Kodangal Mandal of Mahabubnagar District, Telangana State for the year 2016-17. The program was inaugurated by DDM, NABARD Mahabubnagar and 20 Financial Literacy Awareness Programmes in Ranga Reddy District for the year 2015-16 and 5 Financial Literacy Awareness programmes in Ranga Reddy District for the year 2016-17, Telangana State The program was inaugurated by DDM, NABARD Ranga Reddy. In each program about 150 farmers attended and were educated on Financial literacy aspects. The farmers were educated/sensitized by the bank managers and cultural programmes with the help of NABARD Telangana.

We started these programme with the arrangement of mobile van followed by the cultural team, workshops, identification of locations for the workshop and secure the presence of experts from banks, line departments and villagers living in different blocks.

We tried our best to impart them and understand their interaction with their world in which they are living. Our primary objectives were to make them aware of financial literacy which is the initial step of financial comprehension and strengthen their way of earning and spending patterns. We also tried to enlighten them about the convenient services/ products that will help them further in taking the sagacious and profound decision about their fiscal related problems. Almost every programme was delivered in folk language because they could feel some problem to understand easily so it was a better way to use folk language.

About 4500 villagers and farmers who attended the program were given a basic lesson in savings for life-cycle needs and investments, Life insurance instruments for securing their family, balanced financial planning, the importance of financial awareness, and accessing financial products & services. JRDS focused on educating villagers to the understanding of how to use credit, managing money and savings, minimize financial risk and drive long- term benefits of savings.

Methodology – We did our best to make the local audience understand the value of financial literacy, its concepts, and taught them to make better decisions and to be economically secure. Our team members were regularly involved with all their efforts for the successful implementation of this programme. We also took help from the local NGOs working there. We are equally grateful to the DDM, NABARD of Rangareddy District, Block representatives from different Banks, School staff, local leaders, School and Colleges who exaggerated our workshops with their presence and exported their meritorious suggestions to us and to the participants and educated the villagers about the importance of Jan Dhan saving account, PMSBY, PMJJBY, bank and departments schemes, Kisan Credit Card, Joint Liability Group and NABARD Scheme.

CAT Exposure Visit on fishery

Conducted CAT-Exposure visit to KVK Jammikunta, Karimnagar District, Telangana State under NABARD

Conduct of Exposure visit for the fishermen of Rangareddy District to KVK Center at Jayaprakash Nagar-Jammikunta of Karimnagar Dist, Telangana State by the Jagruthi rural Development Society (JRDS NGO)

An Exposure visit was conducted to the 50fishermen on 31-03-2017.

Sri.J.Prabhakar-Scientist has welcome all the participants and explained the culture of aqua.

The Production of fishes is 370 Kgs per Hectare and 2.5 tonnes per 12 lakhs acre. 750 fishes can grow without feeding. There are 2,70,000 fishermen members in Telangana State. The income per acre is Rs.5000/-

He has emphasized the production and methods in grown-up fishes. The Govt. has a fixed rate per fish sized 80 cm to 100 cm’s is Rs. 250. The fish weighs 1 to 1.5 Kgs within 3 to 4 months. The seed production should be done locally and aqua industries should be established in Telangana State for the benefit of fishermen.

The types of Fishes

Catla

Bocha

Cabco rotla

Rauv

Gandi

Seelavathi

Hypothalamichyy Molitrix which was glass.

Grass craft which is in green color.

Mirror Courmax had two mustaches.

Mysthus Seashule [Jella]

Wallgo after which glass freshwater.

Pangesis hypothalamus which glass/ 10,000 per acre, each fish weigh up to 1 ½ Kg within 5-6 Months.

Tilapia Mosamsica is not acceptable.

Marobrachiluma

Crabs

Ponds to be developed for the better growth of fishes.

Methods in Aqua development

1. Timely feeding

2. Protecting from water insects

3. The stock of water in a proper way

4. Timely use of medicines

5. Timely removal of scrap

Digging of pits should be done with group members of society

In 1-2 acres

Formation of partition in big lakes

Feeding through making holes in gunny bags

The Gun ties on fish works as anti-bacteria for fish

Calcium ferroxide shall be used 4-5 Kgs per acre

To avoid dying of fishes Gro- live @ 25 Kgs shall be used

The participants have known that the methods of marketing, protection, and culture of aqua at the Micro level. The fisheries development is much needed and the Govt shall think over it.

Due to Globalisation, urbanization has taken place, due to which youth of rural areas are being migrated though the facilities are available in rural areas which do not utilize by the Govt. Due to unemployment, the suicide rate of youth has been increased. The livelihood has become tough and hard.

The Govt. has to take up the steps towards employing the youth by the way of encouraging small scale industries, Aqua industries as well as train the people as pet the need.

We felt that the establishment of Aqua industries, Small Scale Industries are needed which are to be takeup on war foot basis and create scope for livelihood.

Finally, the Training Programme was useful and qualitative. Earlier the fishermen were unaware of the above Techniques/ methods used in Aqua Industry. The members were satisfied with the inputs given by the Resource persons at K.V.K. Jammikunta, Karimnagar Dist, T.S.

Urban Residential School for Girl Children.

Urban Residential School at Hyderabad under Sarva Shiksha Abhiyan for the year 2015-16 & 2016-17

No doubt the provisions have contributed significantly to improving the situation on equity and inclusion in elementary education. However, the gaps have simply narrowed and not yet eliminated. As SSA headed towards the 11th Plan, there was massive felt need to take supplementary steps towards innovative programmes for achieving UEE for this disadvantaged community in the urban areas and girls to bridge the gaps and accomplish equity and inclusion. The inclusion of urban deprived innovation head under SSA is a special strategy towards the mainstreaming of this difficult to reach children & children from the poor urban communities/urban dwellers with special focused to urban slums in the metros.

Several initiatives have been taken in almost all the 35 million plus cities and other urban areas under SSA. In continuation of various innovative programmes through city-specific plans, supplementary plans & inclusion of urban issues in the district's plans, many cities have been planned/developed different innovative activities/interventions in this year AWP&B 2008-09 for this disadvantaged group taking into account the circumstances, situation and areas of this children for their basic amenities along with education. Urban children are largely synonymous with homeless and street children. However, systematic issues of teacher’s absenteeism, lack of motivation and overcrowded classrooms have been vastly associated with urban India. Access to good quality and relevant education remains a big issue in urban areas. Secondly, while broad policies and programmes are certainly important, as they fail to capture the specific situation of urban children. Getting out-of-school children into the formal school system need to be addressed systematically.

Strategies adopted for mobilization and mainstreaming of children

Identification of gender-wise, category-wise non-enrolled, dropped-out children through intensified special survey (each and every one to be identified).

• Bridge Course of different duration to fill the gap between 'learned' and to be 'learned'. • Condensed course to mainstream the children, who have left the school and/or who have been pushed out of school. •

Establishment of centers/camps/Ashrams with the engagement of Para Teachers / Sahayak/ Sahayikas / Community Volunteers/Students of Upper Classes and to provide residential facilities whenever necessary especially with the support of competent NGOs. •

Counseling with the guardians, employers of the child labors to find out the solutions and way-outs.

• Sensitization of the local community and to develop it in a sense of ownership of education. • Area intensive approaches to be designed to reach the 'hardest to reach' population.

• Support from all the stakeholders and rigorous monitoring through community/ department/ other suitable autonomous bodies or organizations.

• Provision of Mid-day meal for the children at the primary level especially for the children of poor and backward class families.

JRDS is running a residential school for urban deprived girls of age group 5 -14 yrs., The hostel is set up at Ramdevguda, Golconda Mandal of Hyderabad District with the support of TS - SSA, and with an objective to provide and improve the education level among the children who have never enrolled/dropped out in schools, belonging to SC/ST/OBC/SBC, The students are being admitted in Hostel provided with Education, food, books, dress and residential facilities etc. at no cost. Garment stitching training was also provided to the girls after the classes so that they also earn their livelihoods in the future. This year, 108 Girls in total were enrolled.

Brick Kilns Worksite Schools

Brick Kilns Worksite Schools

Brick Kilns worksite schools under Rajiv Vidya Mission - Sarva Shiksha Abhiyan for the year 2015-16

Hundreds of migrant families from Odisha work in brick kilns in and around Rangareddy District. Their children have no access to education and security. We set up seasonal Worksite Schools for such children with support from SSA during 2015-2016, reaching out to 300 children. The Schools were manned by teachers that were familiar with the Oriya language. Stationery was also supplied to the children. This effort was quite fruitful. The children could identify with their native language and felt at home in the Schools. Their parents also felt secure. An average of 70% of the children resumed their education upon their return home. In order to check the student dropout rate among child workers in the state, RVM under SSA is setting up worksite schools to impart training to the children with the help of NGOs in 22 districts. The government's Rajiv Vidya Mission will monitor its implementation. Worksite schools are those which function close to the sites where children work, like near brick kilns, rice mills, agriculture fields, and small factories. Teachers/Volunteers recruited by the NGO would impart basic education to these children at their worksites itself.

Rajiv Vidya Mission ( SSA ) Rangareddy District has sanctioned 1 Worksite School to JRDS. Most of the children enrolled in school were from poor Socio-Economic background, child labor, and engaged in sibling care at home. These children are given life skill-based education with excellent TLM with good food and a friendly environment. The children will be mainstreamed in formal schools and Welfare Hostels of their convenience after the course period is over. JRDS is addressing the education facilities for the children of migrant brick kiln workers in Moinabad Mandal of Rangareddy District. The children are taught in the Oriya language by teachers hired from Odisha. The organization has been distributed slates, pencils, notebooks to the 200 children.

ii. NCLP Day Bridge Centers

NCLP Day Bridge Centers during the year 2011-12 under NCLP Mahabubnagar District, Govt. of India.

JRDS has run NCLP Special School called as Day Bridge Centers under NRBC Mode with intake of 50 members at Bomraspet Mandal of Mahabubnagar District.

1.The children who released from Hazardous Occupations are admitted into the NCLP Day Bridge Center at Bomraspet Mandal and the children engaged were of age group from 9-14 years.

2.The Bridge centre was in Non Residential Mode

3.Vocational Training was imparted to them.

4.Stipend was provided to them which was calculated on the attendance of the child not less than 75%.

5.Amenities like bath rooms, Toilets, and Drinking water, etc was provided

Our NGO took complete responsibility in regard safety and security of the admitted children.

Financial Literacy Awareness Campaigns

Financial Literacy Awareness Campaigns 2015-16 RR DIST

Financial Literacy Awareness Campaigns 2016-17 RR DIST

Financial Literacy Awareness Campaigns 2016-17 MBNR DIST

CAT Exposure Visit on fishery

Conducted CAT-Exposure visit to KVK Jammikunta, Karimnagar District, Telangana State under NABARD

Urban Residential School for Girl Children.

Urban Residential School at Hyderabad under Sarva Shiksha Abhiyan for the year 2015-16 & 2016-17

Brick Kilns Worksite Schools

JAGRUTHI RURAL DEVELOPMENT SOCIETY (JRDS)

JAGRUTHI RURAL DEVELOPMENT SOCIETY (JRDS)

JAGRUTHI RURAL DEVELOPMENT SOCIETY (JRDS)

JAGRUTHI RURAL DEVELOPMENT SOCIETY (JRDS)

JAGRUTHI RURAL DEVELOPMENT SOCIETY (JRDS)

JAGRUTHI RURAL DEVELOPMENT SOCIETY (JRDS)

Financial Literacy Awareness Campaigns

Financial Literacy Awareness Campaigns 2015-16 RR DIST

Financial Literacy Awareness Campaigns 2016-17 RR DIST

Financial Literacy Awareness Campaigns 2016-17 MBNR DIST

CAT Exposure Visit on fishery

Conducted CAT-Exposure visit to KVK Jammikunta, Karimnagar District, Telangana State under NABARD

Urban Residential School for Girl Children.

Urban Residential School at Hyderabad under Sarva Shiksha Abhiyan for the year 2015-16 & 2016-17

Brick Kilns Worksite Schools

JAGRUTHI RURAL DEVELOPMENT SOCIETY (JRDS)

This website uses cookies.